The Credit Skills Academy equips financial professionals and executives with the knowledge, tools, and confidence to strengthen credit risk management. The training enables informed lending decisions, effective risk oversight and ensure regulatory compliance. Whether new to banking, advancing in leadership, or pursuing continuous growth, participants gain practical, globally informed skills that can be tailored to local context, empowering strategic decision-making and sustainable business success.
There are two progression levels, with some candidates able to enter the Advanced level without completing the Foundation level, depending on their seniority and professional experience. In addition, the Executive Level provides ongoing CPD and access to reference materials for senior professionals and decision-makers.
| Foundation Level[link] | Advanced Level[link] | Executive Level[link] |
| Foundation Level provides essential credit skills for frontline staff and early-career professionals. Participants build core competence in credit principles, personal and business lending, proposal assessment, and regulatory frameworks. | The Advanced Level is designed for experienced credit professionals seeking to enhance analytical and decision-making capabilities. Participants explore complex credit risk assessment, large company analysis, project finance, early warning indicators, and corporate recovery strategies. | Executive Level is tailored for senior credit professionals, board members, and decision-makers who require strategic oversight. An annual fee provides access to a wealth of reference material to support complex credit decisions. |
| Corporate licenses are available for organisational training. |
Foundation Level
The Foundation Level aims to provide participants with a thorough understanding of the principles and practices of credit and lending. It equips professionals with the knowledge to assess credit proposals, manage risk, and make sound lending decisions in personal, business, and property lending environments.
Learning Approach
The course is delivered via a self-paced online eLearning platform, providing participants with interactive and engaging content, video presentations, and a personalised study plan. Participants also benefit from live seminars led by senior-level subject matter experts, incorporating scenario-based learning to bridge theory and practice.
Assessment
Course Work: 2000-word case-based assignment
Examination: 2 hour online multiple-choice online examination.
The course weighting is 50/50 with a combined pass mark 60.
Learning Outcomes
Upon completion of the course, participants will be able to:
- Demonstrate understanding of personal and business lending frameworks.
- Conduct credit assessments using structured approaches and financial analysis tools.
- Identify potential risks and problems in lending and propose appropriate solutions.
- Apply knowledge of securities and guarantees to mitigate lending risk.
- Interpret case studies and industry examples to support practical decision-making.
- Develop a professional approach to credit evaluation, contributing to organisational risk management.
Successful candidates will be awarded a Certificate of Completion and 35 hours of Continuous Professional Development.
Intakes
The programmes are six months in length and intakes are in April and October.
Entry Requirements
Early career, or those seeking to transition into credit professional roles.
Fee: US $2,950
Registration Fee: US $150
Successful candidates will be awarded a Certificate of Completion and 35 hours of Continuous Professional Development.
Study Progression
Successful participants may progress to the Advanced Level. [Link to Advanced Level]
Overview Page
How to Apply
For further information, to request a pre-application eligibility assessment or to apply, please send your CV to: info@acwila.com
Advanced Level
The Advanced Level equips professionals with the skills to analyse financial statements, assess business risk, and identify potential issues in more complex lending scenarios. Participants learn to quantify risks in corporate lending, high-net-worth client portfolios, and specialised lending lines, applying advanced techniques to support effective credit decision-making.
Learning Approach
The course is delivered via a self-paced online eLearning platform, providing participants with interactive and engaging content, video presentations, and a personalised study plan. Participants also benefit from live seminars led by senior-level subject matter experts, incorporating scenario-based learning to bridge theory and practice.
Assessment
Course Work: 2000-word case-based assignment
Examination: 2 hour online multiple-choice online examination.
The course weighting is 50/50 with a combined pass mark 60.
Learning Outcomes
Upon completion of the course, participants will be able to:
- Analyse financial statements and key performance indicators to identify credit risks in complex business and high-net-worth lending.
- Apply structured approaches to assess business and asset risk using advanced tools and rating models.
- Evaluate large company credit exposures and syndicated facilities effectively.
- Detect early warning signals in cash flow and financial performance to mitigate risk.
- Integrate technical lending knowledge with ethical and regulatory considerations in decision-making.
- Demonstrate professional judgment in managing advanced lending scenarios, supporting organisational risk management strategies.
Successful candidates will be awarded a Certificate of Completion and 35 hours of Continuous Professional Development.
Intakes
The programmes are six months in length, and intakes are in April and October.
Fee: US $3,250
Registration Fee: US $150
Entry Requirements & Prerequisites
Credit Skills Academy recommend that candidates applying to the Advanced Level Credit Course first complete the Foundation Level. There will be exceptions to individuals whose experience and educational background warrant an exemption from Foundation Level.
Successful candidates will be awarded a Certificate of Completion and 35 hours of Continuous Professional Development.
Study Progression
Eligible candidates may qualify for an exemption from the Credit & Lending module of the Chartered Banker MBA, subject to meeting Bangor University’s admission criteria.
How to Apply For further information, to request a pre-application eligibility assessment or to apply, please send your CV to: info@acwila.com
Executive Level
Empowering senior executives, board members and decision-makers to navigate complex lending and credit challenges with confidence. The Executive Level provides a trusted reference point for strategic decision-making, drawing on a wealth of case studies and examples from the Credit Skills Library to guide actions that go beyond the remit of credit teams.
The Chartered Banker Institute’s Knowledge Hub supports executive-level participants with a wide range of searchable resources designed to enhance ongoing professional development.
Fee: Annual Membership Fee US $495
