Strengthen your expertise in credit risk assessment and lending through internationally recognised professional development programmes for financial services professionals.
Featured: Credit Skills Academy
Foundation Level, Advanced Level and Executive Level.
Executive Education
Credit Skills Academy
Keith Checkley & Associates
Keith Checkley & Associates brings together senior credit practitioners and specialist expertise to deliver the Credit Skills Academy. The programme transforms real-world lending experience into practical, academically-informed learning for credit and risk professionals.
Designed for professionals at all career stages, the Academy supports informed lending decisions, effective risk oversight and regulatory compliance, building globally informed skills that support confident and sustainable business decisions.
Credit Skills Academy
Foundation Level
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Foundation Level provides essential credit skills for frontline staff and early-career professionals. Participants build core competence in credit principles, personal and business lending, proposal assessment, and regulatory frameworks.
The Foundation Level aims to provide participants with a thorough understanding of the principles and practices of credit and lending. It equips professionals with the knowledge to assess credit proposals, manage risk, and make sound lending decisions in personal, business, and property lending environments.
Learning Approach
The six month course is delivered via a self-paced online eLearning platform, providing participants with interactive and engaging content, video presentations, and a personalised study plan. Participants also benefit from live seminars led by senior-level subject matter experts, incorporating scenario-based learning to bridge theory and practice.
Entry Requirements
Early career, or those seeking to transition into credit professional roles. The Foundation Level assumes no prior technical knowledge.
Learning Outcomes
Upon completion of the course, participants will be able to:
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Demonstrate understanding of personal and business lending frameworks.
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Conduct credit assessments using structured approaches and financial analysis tools.
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Identify potential risks and problems in lending and propose appropriate solutions.
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Apply knowledge of securities and guarantees to mitigate lending risk.
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Interpret case studies and industry examples to support practical decision-making.
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Develop a professional approach to credit evaluation, contributing to organizational risk management.
Assessment
Course Work: 2000-word case-based assignment
Examination: 2 hour online multiple-choice online examination.
The course weighting is 50/50 with a combined pass mark 60.
Successful candidates will be awarded a Certificate of Completion and 35 hours of Continuous Professional Development.
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Credit Skills Academy
Advanced Level
The Advanced Level is designed for experienced credit professionals seeking to enhance analytical and decision-making capabilities. Participants explore complex credit risk assessment, large company analysis, project finance, early warning indicators, and corporate recovery strategies.
The Advanced Level equips professionals with the skills to analyse financial statements, assess business risk, and identify potential issues in more complex lending scenarios. Participants learn to quantify risks in corporate lending, high-net-worth client portfolios, and specialised lending lines, applying advanced techniques to support effective credit decision-making.
Learning Approach
The course is delivered via a self-paced online eLearning platform, providing participants with interactive and engaging content, video presentations, and a personalised study plan. Participants also benefit from live seminars led by senior-level subject matter experts, incorporating scenario-based learning to bridge theory and practice.
Entry Requirements
The Credit Skills Academy recommends that candidates applying for the Advanced Level have first completed the Foundation Level.
Exemptions may be granted to individuals whose professional experience and educational background demonstrate an equivalent level of knowledge. This may include senior credit professionals, risk managers, bankers, or decision-makers with substantial experience in credit analysis, lending, or risk oversight.
Learning Outcomes
Upon completion of the course, participants will be able to:
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Analyse financial statements and key performance indicators to identify credit risks in complex business and high-net-worth lending.
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Apply structured approaches to assess business and asset risk using advanced tools and rating models.
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Evaluate large company credit exposures and syndicated facilities effectively.
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Detect early warning signals in cash flow and financial performance to mitigate risk.
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Integrate technical lending knowledge with ethical and regulatory considerations in decision-making.
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Demonstrate professional judgment in managing advanced lending scenarios, supporting organisational risk management strategies.
Assessment
Course Work: 2000-word case-based assignment
Examination: 2 hour online multiple-choice online examination.
The course weighting is 50/50 with a combined pass mark 60.
Successful candidates will be awarded a Certificate of Completion and 35 hours of Continuous Professional Development.
Credit Skills Academy
Advanced Standing
The Chartered Banker MBA, exclusively available at Bangor University, recognises prior learning where the learning outcomes of a module have been fully met through study completed with a recognised institution.
Completion of the Credit Skills Academy Advanced Level provides an exemption from the Credit & Lending module within the Chartered Banker MBA, subject to meeting the programme entry requirements. Enquire for further information.
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Credit Skills Academy
Executive Level
The Executive Level is tailored for senior credit professionals, board members, and decision-makers who require strategic oversight. An annual fee provides access to wealth of reference material to support complex credit decisions.
Empowering senior executives, board members and decision-makers to navigate complex lending and credit challenges with confidence. The Executive Level provides a trusted reference point for strategic decision-making, drawing on a wealth of case studies and examples from the Credit Skills Library to guide actions that go beyond the remit of credit teams.
The Chartered Banker Institute’s Knowledge Hub supports executive-level participants with a wide range of searchable resources designed to enhance ongoing professional development.
The Credit Skills Library provides on-demand access to a curated collection of practical resources, case studies and insights across key areas of commercial credit and risk, including:
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Credit Risk Management
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Cash Flow Early Warning
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Business Risk
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Syndicated Facilities
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Leading Indications of Corporate Failure
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Corporate Recovery in Action
Access to the Credit Skills Library is available through an annual subscription. Content is not formally assessed and is intended to support practical, on-demand learning and professional development.
Testimonials
What graduates say
Advanced Level
"I truly enjoyed the programme and I especially benefited from the case study discussions".
Julie-Ann Charles
Asset Management Officer
Eastern Caribbean Asset Management Corporation
Advanced Level
"The programme has strengthened my analytical thinking and enhanced my ability to assess complex credit relationships".
Bianca Pople
Private Banker
RBC
Advanced Level
"The course deepened my appreciation for the risk analysis required in credit evaluation".
Alphege Turnquest
Manager | Credit Risk
Bahamas Development Bank
ENROL
Enrol and take the next step in your professional development.